buying a home

Should You Buy a Home Right Now? Here’s What You Must Know

When most people in your social circle start settling down, buying their own homes, and building a family, the pressure is on. You can’t perhaps help but want what they have, but this is normal. It can be very easy to fall into social pressure. And if this is your very basis for buying a

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online payment

Technologies Helping Us Through COVID-19

COVID-19 swept the world into uncertainty and fear because of the terror it brought into people’s lives. It caused a global emergency rapidly, pushing world leaders to place the whole population into lockdown. Going out became a thing of fairy tales. People no longer enjoy trips to the mall, restaurant dates, and late nights at

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holding a gift

Gift-giving: How You Can Make Your Loved Ones Feel Special

The practice of gift-giving is one of the oldest traditions that can be traced back to the prehistoric ages. On special occasions, we give presents to our loved ones to show them our appreciation and strengthen our relationship. However, gifts do not only come in the form of material things. Time and experience are the

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office

Office Gadgets for Company Administration

From a business standpoint, office equipment is things that you buy and pay off or depreciate the cost over its expected useful life. You can purchase a computer and then deduct it from the annual expenses over three years, even if you use it for more than five years. However, in today’s corporate environment, more

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mortgage contract

Balloon Mortgage 101 for Beginner Borrowers

Many potential homeowners are on the lookout for different mortgage programs, and this is understandable. Usually, government-backed loans like USDA and VA have a zero down payment. Other options will allow applicants with low credit scores and income. Some also find traditional loans to be expensive, especially if the prevailing interest rate is high. Lastly,

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home theater

Is a Home Theater System a Worthwhile Investment?

In this age of smart devices, people now have the accessibility that used to be limited to the type of device they have. Not until Blackberry revolutionized the game and created models you could use as a phone and a mini-computer did the market have any idea of the convenience we have today. During the

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